Some Signs of Life

I don't want to be overly positive.....that would ruin my reputation! But, after hiring our PA (Public Adjuster) we have had *some* signs of life in the insurance area. First, he met with our wind adjuster on Friday. By the time they were finished, the wind adjuster agreed to cover the roof, the floors & ceiling upstairs and a couple of other things. Yay! We have yet to see a dime, but the potential is there.

Next, my neighbor Bart's FEMA guy says there was some kind of major error in the sytem that deemed our house "liveable". He gave me advice as to what to take when I go stand in the FEMA line tomorrow to "appeal" that decision. I have serious doubts as to whether it will make any difference, but what can you do. We're 6 weeks into this deal and still paying everything out of pocket!

On the other hand, though, the flood insurance front is not so hot. Basically, our agent, which we were just switching to in July, has admitted he erred when sending us our first payment notice, and it turns out we paid it late without our knowledge. As a result, they say we have no flood insurance. Nice, huh? So now, we have filed a claim with our agent's E&O (errors & omissions) policy. Sort of like malpractice insurance for accountants & doctors. We have no idea what to expect on that front. Luckily Big L's best friend is a lawyer....

So, that's the state of family today, 44 days after the storm, and 37 days on the RV....